Wednesday, December 10, 2008

Another reason to buy malpractice insurance

A nurse was recently sued by a patient's family (all the doctors and nurses involved were named in the lawsuit). Typically the hospital will provide legal defense for the nurses (but not always, be sure to read my other posts on malpractice insurance). In this case, the hospital had gone bankrupt and was no longer in business, which means---NO Paid Legal Defense for the nurses.

There are so many scary traps out there for the uninsured and here is another one to add to the list. This economy is tough and so you can expect more legal actions taking place and ALL health care practitioners should insure their licenses and their careers. Malpractice insurance is for more that defense in a lawsuit, it can also pay for your legal defense for a complaint with the Board of Nurses. Defense Attorneys recommend malpractice insurance in order to protect your interests and shouldn't you listen to those people who work to help you out.

In case you are wondering, I have no financial relationship with malpractice insurance carriers; I just see the financial problems caused by nurses having to defend themselves out of their own pocket and I hope to prevent the same problems for others.